Retirement plan

ST. WILLIAM'S LIVING CENTER 401(K) PROFIT SHARING PLAN

Name: ST. WILLIAM'S LIVING CENTER - ST. WILLIAM'S LIVING CENTER 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: ST. WILLIAM'S LIVING CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ST. WILLIAM'S LIVING CENTER 401(K) PROFIT SHARING PLAN, ST. WILLIAM'S LIVING CENTER

ST. WILLIAM'S LIVING CENTEREIN 41-0871261Plan #002PY 2017

212 WEST SOO STREET - PARKERS PRAIRIE, MN 56361218-338-1001

Prospect flagsLow assets / participant

How to read this page

Total assets (EOY)

$1.1M

+17.3% from 2016

Total participants

115

+7.5% from 2016

Average account balance

$12,460

+17.3% from 2016

Annual return

15.32%

+8.18 pp from 2016

Benchmarks

See 5,167 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,167 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.37M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$20K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

119

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

113.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$290K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.17%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1547

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
BREMER BANK NATIONAL ASSOCIATION1 year Filed as: BREMER TRUST, N.A. Service code 21 · EIN 41-1565461 P.O. BOX 986 · ST. CLOUD, MN 56302	Bank Trustee	$10,184
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CA 80111	Recordkeeping Fees	$1,522

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$12K

$110 / participant

Contract admin$12K100.0%

% of EOY assets

1.083%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLIFTONLARSONALLEN LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$12,460

$55,453-77.5%

$170,439-92.7%

$62,293-80.0%

Participation rate

76.1%

66.4%+9.8pp

83.6%-7.5pp

69.5%+6.6pp

Annual return

15.32%

21.38%-6.1pp

205.94%-190.6pp

28.90%-13.6pp

Employer contribution / active EE

$852

$2,164-60.6%

$5,433-84.3%

$2,042-58.3%

Participant deferral / active EE

$940

$2,303-59.2%

$4,939-81.0%

$3,169-70.4%

Admin fee / account holder

$135

$455-70.4%

$13,881-99.0%

$479-71.9%

Provider

Service type

Compensation

BREMER BANK NATIONAL ASSOCIATION1 year

Filed as: BREMER TRUST, N.A.

Service code 21 · EIN 41-1565461

P.O. BOX 986 · ST. CLOUD, MN 56302

Bank Trustee

$10,184

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CA 80111

Recordkeeping Fees

$1,522

ST. WILLIAM'S LIVING CENTER 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ST. WILLIAM'S LIVING CENTER 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion