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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,927 | $65,423-9.9% | $98,477-40.2% | $85,856-31.4% |
| Participation rate | 50.0% | 65.0%-15.0pp | 73.3%-23.3pp | 69.3%-19.3pp |
| Annual return | 16.15% | 21.76%-5.6pp | 1493.59%-1477.4pp | 318.58%-302.4pp |
| Employer contribution / active EE | $540 | $2,168-75.1% | $2,961-81.8% | $2,565-79.0% |
| Participant deferral / active EE | $2,215 | $3,167-30.0% | $4,276-48.2% | $3,952-43.9% |
| Admin fee / account holder | $11 | $4,594-99.8% | $5,951-99.8% | $6,261-99.8% |