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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,294 | $56,197+35.8% | $67,652+12.8% | $59,633+27.9% |
| Participation rate | 88.6% | 71.5%+17.1pp | 75.7%+12.9pp | 68.7%+19.9pp |
| Annual return | -0.16% | 18508.10%-18508.3pp | 6625.40%-6625.6pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $71 | $1,615-95.6% | $2,266-96.8% | $2,203-96.8% |
| Participant deferral / active EE | $4,472 | $2,844+57.3% | $3,560+25.6% | $3,192+40.1% |
| Admin fee / account holder | $11,921 | $3,958+201.2% | $4,821+147.3% | $4,297+177.4% |