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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,856 | $67,606+83.2% | $82,313+50.5% | $70,124+76.6% |
| Participation rate | 93.6% | 72.8%+20.8pp | 76.9%+16.7pp | 69.5%+24.1pp |
| Annual return | 10.62% | 21.57%-11.0pp | 25.88%-15.3pp | 73.14%-62.5pp |
| Employer contribution / active EE | $3,971 | $1,755+126.3% | $2,428+63.5% | $2,342+69.5% |
| Participant deferral / active EE | $3,262 | $2,987+9.2% | $3,706-12.0% | $3,332-2.1% |
| Admin fee / account holder | $12,835 | $4,512+184.5% | $5,608+128.9% | $4,645+176.3% |