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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $567,141 | $129,737+337.1% | $119,126+376.1% | $154,746+266.5% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 4.38% | 379.08%-374.7pp | 282.11%-277.7pp | 172.34%-168.0pp |
| Employer contribution / active EE | $16,068 | $4,375+267.3% | $4,034+298.4% | $4,379+266.9% |
| Participant deferral / active EE | $9,597 | $5,842+64.3% | $5,318+80.5% | $6,730+42.6% |
| Admin fee / account holder | $25,657 | $11,961+114.5% | $10,693+139.9% | $14,365+78.6% |