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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $613,185 | $106,280+477.0% | $96,538+535.2% | $139,487+339.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | -5.75% | 38.48%-44.2pp | 35.74%-41.5pp | 373.84%-379.6pp |
| Employer contribution / active EE | $15,212 | $4,107+270.4% | $3,740+306.7% | $4,755+219.9% |
| Participant deferral / active EE | $8,538 | $5,457+56.5% | $4,880+74.9% | $6,713+27.2% |
| Admin fee / account holder | $724 | $7,888-90.8% | $6,737-89.3% | $11,407-93.7% |