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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $70,432 |
KDV WEALTH MANAGEMENT, LLC6+ years Service code 27 · EIN 20-8172864 | Advisory (Plan) | $36,486 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,837 | $69,383+75.6% | $101,271+20.3% | $73,493+65.8% |
| Participation rate | 89.1% | 68.4%+20.7pp | 75.8%+13.3pp | 70.7%+18.4pp |
| Annual return | 15.67% | 18.46%-2.8pp | 46.48%-30.8pp | 28.51%-12.8pp |
| Employer contribution / active EE | $2,771 | $2,628+5.4% | $3,660-24.3% | $2,270+22.0% |
| Participant deferral / active EE | $9,456 | $3,301+186.5% | $4,371+116.3% | $3,740+152.8% |
| Admin fee / account holder | $313 | $704-55.6% | $5,948-94.7% | $513-39.1% |