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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,489 | $101,778-88.7% | $164,975-93.0% | $80,925-85.8% |
| Participation rate | 96.1% | 71.8%+24.2pp | 78.6%+17.5pp | 67.7%+28.4pp |
| Annual return | 13.81% | 16.73%-2.9pp | 70.12%-56.3pp | 35.65%-21.8pp |
| Employer contribution / active EE | $1,031 | $2,954-65.1% | $4,343-76.2% | $2,756-62.6% |
| Participant deferral / active EE | $2,914 | $4,477-34.9% | $6,033-51.7% | $4,299-32.2% |
| Admin fee / account holder | $641 | $8,221-92.2% | $12,688-94.9% | $6,940-90.8% |