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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,484 | $91,537-90.7% | $130,045-93.5% | $75,173-88.7% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 21.75% | -631.55%+653.3pp | -137.30%+159.1pp | 160.72%-139.0pp |
| Employer contribution / active EE | $1,054 | $2,845-63.0% | $4,321-75.6% | $2,671-60.5% |
| Participant deferral / active EE | $3,179 | $4,343-26.8% | $5,820-45.4% | $4,126-23.0% |
| Admin fee / account holder | $577 | $6,780-91.5% | $10,600-94.6% | $5,651-89.8% |