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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,088 | $129,737+135.9% | $119,126+156.9% | $154,746+97.8% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 5.58% | 379.08%-373.5pp | 282.11%-276.5pp | 172.34%-166.8pp |
| Employer contribution / active EE | $10,849 | $4,375+148.0% | $4,034+169.0% | $4,379+147.7% |
| Participant deferral / active EE | $8,641 | $5,842+47.9% | $5,318+62.5% | $6,730+28.4% |
| Admin fee / account holder | $35,565 | $11,961+197.3% | $10,693+232.6% | $14,365+147.6% |