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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,360 | $138,393+11.5% | $184,256-16.2% | $80,959+90.7% |
| Participation rate | 83.1% | 83.9%-0.8pp | 86.8%-3.7pp | 67.7%+15.4pp |
| Annual return | 10.33% | 20.01%-9.7pp | 28.85%-18.5pp | 35.67%-25.3pp |
| Employer contribution / active EE | $2,361 | $4,847-51.3% | $6,427-63.3% | $2,757-14.4% |
| Participant deferral / active EE | $7,200 | $7,076+1.7% | $9,133-21.2% | $4,300+67.4% |
| Admin fee / account holder | $10,303 | $10,489-1.8% | $13,899-25.9% | $6,925+48.8% |