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| Provider | Service type | Compensation |
|---|---|---|
HAYS FINANCIAL GROUP2 years Filed as: HAYS FINANCIAL GROUP LLC Service code 17 · EIN 41-1931920 | Pension Consulting | $52,937 |
Service code 13 · EIN 41-0417830 | Contract Administrator | $1,435 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,155 | $83,045+143.4% | $130,026+55.5% | $71,495+182.8% |
| Participation rate | 53.5% | 74.1%-20.6pp | 78.5%-25.0pp | 67.9%-14.5pp |
| Annual return | 18.20% | 20.61%-2.4pp | -137.26%+155.5pp | 28.85%-10.7pp |
| Employer contribution / active EE | $4,129 | $2,623+57.4% | $4,321-4.4% | $2,589+59.5% |
| Participant deferral / active EE | $5,607 | $4,436+26.4% | $5,821-3.7% | $4,291+30.7% |
| Admin fee / account holder | $418 | $1,727-75.8% | $10,608-96.1% | $1,588-73.7% |