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| Provider | Service type | Compensation |
|---|---|---|
Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 5707 SWST PRKWY BLDG 2 · AUSTIN, TX 78735 | Advisory (Plan) | $30,000 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $14,873 |
Filed as: TAX SHELTERED COMPENSATION INC Service code 13 · EIN 41-0955056 7365 KIRKWOOD CT N STE 200 · MAPLE GROVE, MN 55369 | Contract Administrator | $4,037 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,923 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,937 | $64,871+0.1% | $129,118-49.7% | $66,938-3.0% |
| Participation rate | 89.8% | 74.0%+15.9pp | 77.2%+12.6pp | 69.8%+20.0pp |
| Annual return | -15.01% | -12.21%-2.8pp | -10.94%-4.1pp | 1.58%-16.6pp |
| Employer contribution / active EE | $1,186 | $3,741-68.3% | $5,051-76.5% | $2,545-53.4% |
| Participant deferral / active EE | $3,883 | $5,090-23.7% | $6,539-40.6% | $4,238-8.4% |
| Admin fee / account holder | $320 | $629-49.1% | $14,305-97.8% | $594-46.1% |