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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,080 | $142,392+115.7% | $119,622+156.7% | $134,532+128.3% |
| Participation rate | 92.9% | 82.8%+10.0pp | 79.3%+13.6pp | 81.2%+11.6pp |
| Annual return | -17.77% | -12.46%-5.3pp | -14.98%-2.8pp | 418.27%-436.0pp |
| Employer contribution / active EE | $4,588 | $5,224-12.2% | $4,232+8.4% | $4,741-3.2% |
| Participant deferral / active EE | $12,299 | $6,467+90.2% | $5,601+119.6% | $6,401+92.1% |
| Admin fee / account holder | $1,631 | $13,593-88.0% | $10,328-84.2% | $11,429-85.7% |