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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,259 | $67,606+132.6% | $82,313+91.1% | $70,131+124.2% |
| Participation rate | 98.3% | 72.8%+25.6pp | 76.9%+21.4pp | 69.5%+28.8pp |
| Annual return | 13.25% | 21.57%-8.3pp | 25.88%-12.6pp | 73.14%-59.9pp |
| Employer contribution / active EE | $1,691 | $1,755-3.6% | $2,428-30.4% | $2,342-27.8% |
| Participant deferral / active EE | $5,113 | $2,987+71.2% | $3,706+38.0% | $3,332+53.5% |
| Admin fee / account holder | $3,021 | $4,512-33.0% | $5,608-46.1% | $4,645-35.0% |