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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,864 | $135,639+112.2% | $110,241+161.1% | $135,382+112.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -6.13% | 513.21%-519.3pp | 314.75%-320.9pp | 519.77%-525.9pp |
| Employer contribution / active EE | $4,109 | $4,907-16.3% | $3,827+7.4% | $4,779-14.0% |
| Participant deferral / active EE | $7,921 | $5,507+43.8% | $4,672+69.5% | $5,609+41.2% |
| Admin fee / account holder | $2,521 | $11,457-78.0% | $8,548-70.5% | $10,829-76.7% |