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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,045 | $123,793-41.0% | $177,827-58.9% | $79,858-8.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 16.71% | 22.82%-6.1pp | 48.32%-31.6pp | 31.72%-15.0pp |
| Employer contribution / active EE | $3,023 | $4,095-26.2% | $5,918-48.9% | $2,471+22.3% |
| Participant deferral / active EE | $2,303 | $5,956-61.3% | $7,713-70.1% | $3,740-38.4% |
| Admin fee / account holder | $1,970 | $7,243-72.8% | $12,429-84.2% | $5,306-62.9% |