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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,773 | $96,956+9.1% | $69,779+51.6% | $273,972-61.4% |
| Participation rate | 29.4% | 77.1%-47.7pp | 71.8%-42.4pp | 83.0%-53.6pp |
| Annual return | 10.39% | 12.93%-2.5pp | 12.99%-2.6pp | 41.46%-31.1pp |
| Employer contribution / active EE | $225 | $3,316-93.2% | $2,338-90.4% | $4,869-95.4% |
| Participant deferral / active EE | $939 | $3,744-74.9% | $2,931-67.9% | $5,287-82.2% |
| Admin fee / account holder | $3,506 | $7,934-55.8% | $4,381-20.0% | $10,133-65.4% |