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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,678 | $61,605-51.8% | $112,273-73.6% | $75,173-60.5% |
| Participation rate | 58.6% | 61.7%-3.1pp | 72.4%-13.8pp | 67.2%-8.6pp |
| Annual return | 15.31% | 28.47%-13.2pp | 30.23%-14.9pp | 160.72%-145.4pp |
| Employer contribution / active EE | $1,403 | $2,015-30.4% | $3,431-59.1% | $2,671-47.5% |
| Participant deferral / active EE | $1,696 | $3,108-45.4% | $4,800-64.7% | $4,126-58.9% |
| Admin fee / account holder | $2,726 | $4,862-43.9% | $7,752-64.8% | $5,651-51.7% |