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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,700 | $58,851-76.7% | $115,170-88.1% | $72,975-81.2% |
| Participation rate | 83.3% | 65.5%+17.8pp | 75.9%+7.4pp | 69.5%+13.8pp |
| Annual return | 23.31% | 23.16%+0.1pp | 35.60%-12.3pp | 81.01%-57.7pp |
| Employer contribution / active EE | $1,369 | $1,798-23.8% | $3,179-56.9% | $2,440-43.9% |
| Participant deferral / active EE | $1,904 | $2,643-27.9% | $4,169-54.3% | $3,608-47.2% |
| Admin fee / account holder | $302 | $6,370-95.3% | $7,089-95.7% | $5,124-94.1% |