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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $581,086 | $165,361+251.4% | $149,715+288.1% | $158,950+265.6% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 19.81% | 348.24%-328.4pp | 276.66%-256.8pp | 302.91%-283.1pp |
| Employer contribution / active EE | $24,667 | $5,103+383.3% | $4,645+431.1% | $4,762+418.0% |
| Participant deferral / active EE | $12,417 | $7,182+72.9% | $6,842+81.5% | $5,983+107.5% |
| Admin fee / account holder | $3,315 | $10,808-69.3% | $9,310-64.4% | $11,248-70.5% |