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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $433,789 | $160,059+171.0% | $140,019+209.8% | $135,382+220.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -2.28% | 911.44%-913.7pp | 651.15%-653.4pp | 519.77%-522.1pp |
| Employer contribution / active EE | $18,268 | $6,420+184.6% | $5,605+225.9% | $4,779+282.3% |
| Participant deferral / active EE | $11,429 | $7,641+49.6% | $6,927+65.0% | $5,609+103.8% |
| Admin fee / account holder | $9,655 | $13,328-27.6% | $10,705-9.8% | $10,829-10.8% |