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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,462 | $127,387+34.6% | $115,038+49.0% | $125,389+36.7% |
| Participation rate | 75.0% | 84.2%-9.2pp | 81.4%-6.4pp | 83.2%-8.2pp |
| Annual return | -4.82% | 31.28%-36.1pp | 26.14%-31.0pp | 282.24%-287.1pp |
| Employer contribution / active EE | $2,343 | $5,166-54.6% | $4,608-49.2% | $4,866-51.9% |
| Participant deferral / active EE | $6,015 | $6,423-6.4% | $6,026-0.2% | $5,352+12.4% |
| Admin fee / account holder | $1,265 | $9,516-86.7% | $8,175-84.5% | $9,541-86.7% |