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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,200 | $160,040-49.9% | $147,096-45.5% | $145,877-45.0% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 5.70% | 98.49%-92.8pp | 419.75%-414.1pp | 551.28%-545.6pp |
| Employer contribution / active EE | $6,700 | $5,289+26.7% | $4,936+35.7% | $4,663+43.7% |
| Participant deferral / active EE | $5,482 | $8,429-35.0% | $8,071-32.1% | $6,691-18.1% |
| Admin fee / account holder | $15,573 | $15,050+3.5% | $13,005+19.7% | $13,402+16.2% |