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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,795 | $82,288-75.9% | $68,794-71.2% | $134,509-85.3% |
| Participation rate | 85.7% | 75.1%+10.7pp | 69.0%+16.7pp | 81.2%+4.5pp |
| Annual return | -20.02% | -2.19%-17.8pp | -6.37%-13.6pp | 418.13%-438.2pp |
| Employer contribution / active EE | $2,973 | $3,301-9.9% | $2,656+12.0% | $4,741-37.3% |
| Participant deferral / active EE | $6,222 | $4,738+31.3% | $3,941+57.9% | $6,400-2.8% |
| Admin fee / account holder | $1,169 | $6,482-82.0% | $4,934-76.3% | $11,427-89.8% |