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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,129 | $80,674-37.9% | $119,126-57.9% | $64,340-22.1% |
| Participation rate | 37.7% | 55.2%-17.5pp | 75.8%-38.1pp | 55.2%-17.5pp |
| Annual return | 21.02% | 26.86%-5.8pp | 282.11%-261.1pp | 24.14%-3.1pp |
| Employer contribution / active EE | $1,443 | $2,564-43.7% | $4,034-64.2% | $1,862-22.5% |
| Participant deferral / active EE | $2,833 | $3,053-7.2% | $5,318-46.7% | $2,980-4.9% |
| Admin fee / account holder | $1,027 | $4,559-77.5% | $10,693-90.4% | $3,703-72.3% |