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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,089 | $80,763-54.1% | $102,412-63.8% | $74,459-50.2% |
| Participation rate | 33.3% | 65.7%-32.3pp | 74.5%-41.2pp | 67.2%-33.9pp |
| Annual return | 15.24% | 27.57%-12.3pp | 24.94%-9.7pp | 1369.70%-1354.5pp |
| Employer contribution / active EE | $1,198 | $3,160-62.1% | $3,870-69.1% | $2,626-54.4% |
| Participant deferral / active EE | $2,429 | $3,862-37.1% | $5,060-52.0% | $4,350-44.2% |
| Admin fee / account holder | $1,454 | $2,371-38.7% | $8,388-82.7% | $1,945-25.2% |