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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,592 | $102,638-79.0% | $81,991-73.7% | $158,966-86.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 11.14% | 61.05%-49.9pp | 41.31%-30.2pp | 302.95%-291.8pp |
| Employer contribution / active EE | $5,707 | $3,241+76.1% | $2,498+128.4% | $4,762+19.8% |
| Participant deferral / active EE | $5,279 | $4,649+13.5% | $3,722+41.8% | $5,983-11.8% |
| Admin fee / account holder | $1,515 | $8,237-81.6% | $5,665-73.3% | $11,250-86.5% |