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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,638 | $85,790-82.9% | $67,313-78.3% | $135,380-89.2% |
| Participation rate | 88.2% | 76.5%+11.8pp | 69.1%+19.2pp | 82.6%+5.6pp |
| Annual return | -10.26% | -0.54%-9.7pp | -4.08%-6.2pp | 519.81%-530.1pp |
| Employer contribution / active EE | $3,379 | $3,487-3.1% | $2,566+31.7% | $4,779-29.3% |
| Participant deferral / active EE | $3,363 | $4,651-27.7% | $3,568-5.8% | $5,609-40.0% |
| Admin fee / account holder | $526 | $6,392-91.8% | $4,507-88.3% | $10,828-95.1% |