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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,353 | $202,342-61.3% | $172,753-54.6% | $152,909-48.8% |
| Participation rate | 95.7% | 87.1%+8.6pp | 82.6%+13.0pp | 82.5%+13.2pp |
| Annual return | 18.09% | 1029.88%-1011.8pp | 803.00%-784.9pp | 345.46%-327.4pp |
| Employer contribution / active EE | $4,905 | $5,857-16.3% | $5,144-4.6% | $4,764+3.0% |
| Participant deferral / active EE | $3,924 | $5,948-34.0% | $5,198-24.5% | $5,851-32.9% |
| Admin fee / account holder | $1,967 | $17,112-88.5% | $13,956-85.9% | $11,601-83.0% |