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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,215 | $198,470-47.5% | $170,444-38.9% | $147,585-29.4% |
| Participation rate | 91.3% | 88.0%+3.3pp | 83.6%+7.7pp | 82.8%+8.5pp |
| Annual return | 17.41% | 257.30%-239.9pp | 205.94%-188.5pp | 578.56%-561.1pp |
| Employer contribution / active EE | $6,511 | $6,184+5.3% | $5,433+19.9% | $4,876+33.5% |
| Participant deferral / active EE | $0 | $5,629-100.0% | $4,939-100.0% | $5,439-100.0% |
| Admin fee / account holder | $938 | $16,852-94.4% | $13,881-93.2% | $10,885-91.4% |