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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,548 | $73,988-52.0% | $96,538-63.2% | $75,177-52.7% |
| Participation rate | 93.1% | 66.4%+26.7pp | 74.3%+18.8pp | 67.2%+25.9pp |
| Annual return | 14.08% | 26.73%-12.6pp | 35.74%-21.7pp | 160.75%-146.7pp |
| Employer contribution / active EE | $14,388 | $2,930+391.0% | $3,740+284.7% | $2,671+438.7% |
| Participant deferral / active EE | $2,835 | $3,660-22.6% | $4,880-41.9% | $4,126-31.3% |
| Admin fee / account holder | $7,519 | $5,220+44.1% | $6,737+11.6% | $5,651+33.1% |