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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,435 | $78,670-57.5% | $109,173-69.4% | $85,847-61.1% |
| Participation rate | 81.8% | 68.3%+13.5pp | 75.9%+5.9pp | 69.3%+12.5pp |
| Annual return | 20.43% | 25.09%-4.7pp | 25.75%-5.3pp | 318.61%-298.2pp |
| Employer contribution / active EE | $11,847 | $2,734+333.3% | $3,723+218.2% | $2,565+361.8% |
| Participant deferral / active EE | $2,581 | $3,467-25.6% | $4,654-44.5% | $3,952-34.7% |
| Admin fee / account holder | $1,174 | $5,469-78.5% | $6,755-82.6% | $6,261-81.3% |