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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,920 | $81,504-54.7% | $102,437-64.0% | $80,959-54.4% |
| Participation rate | 83.3% | 66.9%+16.5pp | 74.5%+8.8pp | 67.7%+15.7pp |
| Annual return | 27.52% | 25.60%+1.9pp | 24.95%+2.6pp | 35.67%-8.2pp |
| Employer contribution / active EE | $9,011 | $3,104+190.4% | $3,871+132.8% | $2,757+226.8% |
| Participant deferral / active EE | $3,606 | $3,871-6.9% | $5,060-28.7% | $4,300-16.2% |
| Admin fee / account holder | $5,581 | $6,719-16.9% | $8,388-33.5% | $6,925-19.4% |