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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,211 | $111,785-6.8% | $93,669+11.3% | $145,877-28.6% |
| Participation rate | 95.8% | 74.2%+21.6pp | 68.7%+27.1pp | 80.3%+15.5pp |
| Annual return | 5.54% | 203.79%-198.2pp | 133.59%-128.1pp | 551.28%-545.7pp |
| Employer contribution / active EE | $4,920 | $3,096+58.9% | $2,424+103.0% | $4,663+5.5% |
| Participant deferral / active EE | $3,699 | $4,919-24.8% | $4,416-16.2% | $6,691-44.7% |
| Admin fee / account holder | $6,490 | $10,256-36.7% | $8,291-21.7% | $13,402-51.6% |