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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,211 | $111,878-6.9% | $93,727+11.2% | $145,897-28.6% |
| Participation rate | 95.8% | 74.2%+21.6pp | 68.7%+27.1pp | 80.3%+15.5pp |
| Annual return | 5.54% | 204.28%-198.7pp | 133.83%-128.3pp | 552.29%-546.8pp |
| Employer contribution / active EE | $4,920 | $3,092+59.1% | $2,421+103.2% | $4,663+5.5% |
| Participant deferral / active EE | $3,699 | $4,920-24.8% | $4,417-16.3% | $6,689-44.7% |
| Admin fee / account holder | $6,490 | $10,256-36.7% | $8,292-21.7% | $13,390-51.5% |