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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,794 | $148,629+3.5% | $135,982+13.1% | $139,487+10.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.22% | 79.33%-62.1pp | 68.32%-51.1pp | 373.84%-356.6pp |
| Employer contribution / active EE | $1,354 | $5,247-74.2% | $4,859-72.1% | $4,755-71.5% |
| Participant deferral / active EE | $4,853 | $8,102-40.1% | $7,760-37.5% | $6,713-27.7% |
| Admin fee / account holder | $2,056 | $12,406-83.4% | $10,767-80.9% | $11,407-82.0% |