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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,448 | $138,114-7.7% | $125,391+1.6% | $134,545-5.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.15% | 750.88%-767.0pp | 572.41%-588.6pp | 418.37%-434.5pp |
| Employer contribution / active EE | $1,255 | $5,246-76.1% | $4,816-73.9% | $4,742-73.5% |
| Participant deferral / active EE | $6,547 | $7,801-16.1% | $7,448-12.1% | $6,401+2.3% |
| Admin fee / account holder | $2,188 | $11,570-81.1% | $10,009-78.1% | $11,431-80.9% |