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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,754 | $141,004+188.5% | $112,273+262.3% | $139,466+191.7% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 17.29% | 32.75%-15.5pp | 30.23%-12.9pp | 373.66%-356.4pp |
| Employer contribution / active EE | $4,615 | $4,285+7.7% | $3,431+34.5% | $4,754-2.9% |
| Participant deferral / active EE | $0 | $5,878-100.0% | $4,800-100.0% | $6,712-100.0% |
| Admin fee / account holder | $128,191 | $9,959+1187.2% | $7,752+1553.6% | $11,409+1023.6% |