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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,798 | $27,632+22.3% | $61,452-45.0% | $68,486-50.6% |
| Participation rate | 60.0% | 39.5%+20.5pp | 52.6%+7.4pp | 67.9%-7.9pp |
| Annual return | -18.62% | -13.24%-5.4pp | 338.96%-357.6pp | -7.85%-10.8pp |
| Employer contribution / active EE | $1,255 | $696+80.3% | $1,160+8.2% | $2,597-51.7% |
| Participant deferral / active EE | $4,044 | $1,264+220.0% | $2,125+90.3% | $4,028+0.4% |
| Admin fee / account holder | $0 | $2,010-100.0% | $2,131-100.0% | $5,404-100.0% |