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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,480 | $104,116-95.7% | $71,089-93.7% | $135,380-96.7% |
| Participation rate | 68.2% | 65.7%+2.5pp | 54.6%+13.5pp | 82.6%-14.5pp |
| Annual return | 0.00% | 1256.51%-1256.5pp | 650.65%-650.6pp | 519.81%-519.8pp |
| Employer contribution / active EE | $865 | $1,485-41.7% | $1,088-20.5% | $4,779-81.9% |
| Participant deferral / active EE | $2,433 | $2,524-3.6% | $1,873+30.0% | $5,609-56.6% |
| Admin fee / account holder | $0 | $4,142-100.0% | $3,082-100.0% | $10,828-100.0% |