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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,014 | $95,404+65.6% | $113,397+39.3% | $82,637+91.2% |
| Participation rate | 97.5% | 72.8%+24.7pp | 76.5%+21.0pp | 68.1%+29.4pp |
| Annual return | 18.61% | 19.08%-0.5pp | 23.20%-4.6pp | 53.51%-34.9pp |
| Employer contribution / active EE | $2,067 | $2,307-10.4% | $2,977-30.6% | $2,552-19.0% |
| Participant deferral / active EE | $10,500 | $4,220+148.8% | $5,076+106.8% | $4,126+154.5% |
| Admin fee / account holder | $11,595 | $9,168+26.5% | $11,957-3.0% | $7,339+58.0% |