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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,255 | $71,878+57.6% | $86,698+30.6% | $68,486+65.4% |
| Participation rate | 77.5% | 72.2%+5.3pp | 76.6%+0.9pp | 67.9%+9.6pp |
| Annual return | -17.79% | 3.53%-21.3pp | 35.95%-53.7pp | -7.85%-9.9pp |
| Employer contribution / active EE | $1,580 | $2,173-27.3% | $2,837-44.3% | $2,597-39.1% |
| Participant deferral / active EE | $7,514 | $3,779+98.8% | $4,656+61.4% | $4,028+86.6% |
| Admin fee / account holder | $9,080 | $6,113+48.5% | $7,493+21.2% | $5,404+68.0% |