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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,269 | $86,938+41.8% | $102,423+20.4% | $80,925+52.3% |
| Participation rate | 96.3% | 72.4%+24.0pp | 76.5%+19.8pp | 67.7%+28.7pp |
| Annual return | 20.87% | 18.89%+2.0pp | 29.42%-8.6pp | 35.65%-14.8pp |
| Employer contribution / active EE | $1,909 | $2,369-19.4% | $3,023-36.9% | $2,756-30.7% |
| Participant deferral / active EE | $9,250 | $4,120+124.5% | $5,054+83.0% | $4,299+115.2% |
| Admin fee / account holder | $15,360 | $8,053+90.7% | $9,455+62.5% | $6,940+121.3% |