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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,234 | $111,785+4.9% | $93,669+25.2% | $145,877-19.6% |
| Participation rate | 90.9% | 74.2%+16.7pp | 68.7%+22.2pp | 80.3%+10.6pp |
| Annual return | 9.19% | 203.79%-194.6pp | 133.59%-124.4pp | 551.28%-542.1pp |
| Employer contribution / active EE | $1,317 | $3,096-57.4% | $2,424-45.6% | $4,663-71.7% |
| Participant deferral / active EE | $3,230 | $4,919-34.3% | $4,416-26.8% | $6,691-51.7% |
| Admin fee / account holder | $2,643 | $10,256-74.2% | $8,291-68.1% | $13,402-80.3% |