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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,950 | $102,696+3.2% | $86,235+22.9% | $139,487-24.0% |
| Participation rate | 90.9% | 74.5%+16.4pp | 69.0%+22.0pp | 80.3%+10.6pp |
| Annual return | 12.66% | 1925.91%-1913.3pp | 1170.03%-1157.4pp | 373.84%-361.2pp |
| Employer contribution / active EE | $1,316 | $3,034-56.6% | $2,381-44.7% | $4,755-72.3% |
| Participant deferral / active EE | $3,229 | $4,679-31.0% | $3,987-19.0% | $6,713-51.9% |
| Admin fee / account holder | $2,352 | $8,667-72.9% | $6,856-65.7% | $11,407-79.4% |