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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,234 | $111,878+4.8% | $93,727+25.1% | $145,897-19.6% |
| Participation rate | 90.9% | 74.2%+16.7pp | 68.7%+22.2pp | 80.3%+10.6pp |
| Annual return | 9.19% | 204.28%-195.1pp | 133.83%-124.6pp | 552.29%-543.1pp |
| Employer contribution / active EE | $1,317 | $3,092-57.4% | $2,421-45.6% | $4,663-71.7% |
| Participant deferral / active EE | $3,230 | $4,920-34.4% | $4,417-26.9% | $6,689-51.7% |
| Admin fee / account holder | $2,643 | $10,256-74.2% | $8,292-68.1% | $13,390-80.3% |