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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,149 | $217,427-85.2% | $185,837-82.7% | $167,518-80.8% |
| Participation rate | 42.9% | 86.0%-43.2pp | 81.7%-38.8pp | 82.1%-39.3pp |
| Annual return | 13.32% | 148.39%-135.1pp | 122.08%-108.8pp | 478.71%-465.4pp |
| Employer contribution / active EE | $1,353 | $5,874-77.0% | $5,168-73.8% | $4,838-72.0% |
| Participant deferral / active EE | $2,873 | $6,357-54.8% | $5,568-48.4% | $6,342-54.7% |
| Admin fee / account holder | $679 | $19,816-96.6% | $16,241-95.8% | $12,312-94.5% |