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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,318 | $64,719-8.3% | $112,249-47.2% | $68,486-13.4% |
| Participation rate | 98.1% | 67.2%+31.0pp | 75.1%+23.1pp | 67.9%+30.2pp |
| Annual return | -17.77% | -11.40%-6.4pp | 27.48%-45.2pp | -7.85%-9.9pp |
| Employer contribution / active EE | $4,259 | $2,747+55.1% | $3,636+17.1% | $2,597+64.0% |
| Participant deferral / active EE | $3,417 | $3,565-4.2% | $4,729-27.7% | $4,028-15.2% |
| Admin fee / account holder | $437 | $5,232-91.7% | $6,412-93.2% | $5,404-91.9% |