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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,745 | $57,352-32.4% | $83,831-53.8% | $64,173-39.6% |
| Participation rate | 97.4% | 68.6%+28.8pp | 76.1%+21.3pp | 69.6%+27.9pp |
| Annual return | -9.02% | 11.38%-20.4pp | 850.99%-860.0pp | 7.63%-16.7pp |
| Employer contribution / active EE | $1,080 | $2,546-57.6% | $3,631-70.3% | $2,381-54.6% |
| Participant deferral / active EE | $5,130 | $2,993+71.4% | $4,082+25.7% | $3,470+47.9% |
| Admin fee / account holder | $2,280 | $4,046-43.7% | $5,479-58.4% | $4,887-53.4% |