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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,150 | $185,905+10.4% | $170,057+20.6% | $139,487+47.1% |
| Participation rate | 94.4% | 87.8%+6.7pp | 87.0%+7.4pp | 80.3%+14.1pp |
| Annual return | 15.05% | 60.56%-45.5pp | 53.42%-38.4pp | 373.84%-358.8pp |
| Employer contribution / active EE | $2,084 | $7,597-72.6% | $6,790-69.3% | $4,755-56.2% |
| Participant deferral / active EE | $8,165 | $11,627-29.8% | $10,411-21.6% | $6,713+21.6% |
| Admin fee / account holder | $30,824 | $15,397+100.2% | $12,826+140.3% | $11,407+170.2% |